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Standard Bank Personal Loans


Standard Bank provides personal loan amounts of up to R 300 000, with competitive interest rates and a quick and easy application process. For loans with longer repayment periods than 3 moonths, Standard Bank offers credit life insurance that will cover your outstanding loan amount in the event of natural or accidental death, permanent or temporary disability or retrenchment.

In order to be eligible for a Standard Bank personal loan, you must be:

  • You need to be a South African citizen
  • Between the age of 18-65
  • Formally employed
  • Have a consistent monthly income and earning R1000 or more a month, before deductions
  • Have a bank account with a debit order facility

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