FNB personal loans are available from R 2000, with the final amount you can borrow purely dependent on your credit rating. As with most personal loans, FNB offers flexible repayment periods of between 6 to 60 months.
Repayments on an FNB personal loans are deducted monthly from your account via debit order – these repayments will be fixed at the time when you take out your loan and as such are independent on any interest rate hcanges. FNB personal loans are also covered by the Customer Protection Plan, which means that you are covered for any outstanding loan amount in the case of death, retrenchment, dread disease and temporary/permanent disability.
FNB Personal Loan qualification criteria:
- Aged between 18 and 63 years old
- Have an active bank account for at least 3 months
- If you have more than R750 left after paying all your bills, you can apply for a personal loan